How it works

If you want to apply for a payday loan, you must meet the following:

  1. You must be 18+ (no person under age will qualify for a loan)
  2. You must have a fixed income (any type of income coming in on regular basis. You can arise from employment, benefits, capital investment, etc)
  3. You must have a bank account (the lender approving your application can be in a different state from yours, so it would be possible to wire you money or receive your repayment)

Once you have submitted your application, you can patiently wait several minutes for apporval. In many cases applications are answered in a matter of minutes. When you are approved for a loan, you will receive a loan agreement that you will have to agree to and sign electronically. There is no papers involved. Once you have agreed to the terms and conditions, you will receive a money transfer directly into your bank account. Most applicants receive money the same day.